How often have you gone to clean out your wallet only to find an expired insurance card within its folds and a new card nowhere to be seen? If you are one of those extremely organized people then it's possible that this has never happened to you because you switch out your auto insurance card every time your policy renews, but many individuals don't even realize they need a new card until they get pulled over and it’s too late.
Arizona residents will no longer feel the shame of not replacing their insurance card since the governor recently signed a bill that allows Arizona residents to show proof of auto insurance coverage with their Smartphone.
Wireless Proof of Coverage
With electronic gadgets taking over our documentation storage, it was only a matter of time before states began approving alternative methods to show proof of valid auto insurance coverage.
This approval allows insured drivers to use an application on their Smartphone to show an electronic facsimile of their insurance card. Drivers should note that, when showing an officer their Smartphone, they are not giving the officer permission to view any other data stored on the device.
Arizona isn't alone in approving the presentation of wireless coverage documentation when pulled over. Idaho has also introduced the same legislation and it's anticipated that even more states will join them. Alabama and Colorado may be quickly following suit, with Colorado allowing drivers to show electronic proof when registering their vehicles as well.
Smartphones and Insurance: Natural Partners
Smartphones offer insurance policyholders many helpful options for organizing their financial lives. They can utilize apps for home inventory creation, budgeting, bill payment reminders, and now offer electronic proof of your auto coverage. Many insurers are even getting in on the act by providing mobile policy access for questions and claims.
If you're interested in all the ways your Smartphone can be integrated into your insurance policy management, or want more suggestions on being as paperless as possible, give us a call at Premier Group Insurance or stop by.