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Premier Group Insurance Blog: home

View the latest blog posts from Premier Group Insurance.

It comes around every year: the fall. After three months of basking in glorious sunshine, the wind starts blowing and Mother Nature starts to wreak havoc on homes across the country. The front line of this battle with the elements is a home’s roof. READ MORE >>

Standard insurance policies only pay a percentage of the value of a home's contents. The contents are assessed at a cash value, which takes depreciation into consideration. As such, the policy will only reimburse what the items were worth at the time of the incident that led to a covered loss. READ MORE >>

In the past few years, one-time Disney star Lindsay Lohan has had a lot of trouble driving without incident. As such, she’s become pretty high risk in the eyes of the insurance companies. On her most recent movie set, the insurance company temporarily insuring her for the movie stipulated t... READ MORE >>

When your home is for sale you’ll have many prospective buyers walking through the property on any given day, exploring both the inside and out. They will poke and prod, crawl and crouch as they examine every crevice to decide whether it's a property they wish to invest in. READ MORE >>

Often, when we think about insurance, we think about how it covers many of the damages that occur during a covered peril such as a fire or flood. But there are more consequences to the damages these incidents cause to your property than just the loss of your tangible goods and shelter, because by... READ MORE >>

When you purchase a home insurance policy to protect the value of your dwelling, outside structures, and contents while safeguarding your savings against certain liabilities, you have many different options for premium payments. As with almost any insurance policy, you can pay premiums four different ways: READ MORE >>

Packing your bag and reserving your hotel room aren’t the only things you must do before you take off for a vacation. You should also prepare your home to lessen the risk of burglary or accident while you are away. READ MORE >>

How insurance premiums are determined will vary from insurance company to insurance company, however, most companies will apply the following factors when deciding what to charge you for your home insurance. Locality - Insurance companies will weigh how safe your neighborhood is, how near your house is to a fire station, and the chance for "act of God" claims. READ MORE >>

If your home and personal property is destroyed by a fire, flood, hurricane or other disaster, it may be more difficult than you realize to remember all the items you had in your home before the event. And without an itemized list of the items you lost, you cannot get the recovery you deserve from the insurance company. READ MORE >>

It is easy to get tunnel vision when looking for homeowners insurance quotes. Sometimes, in the midst of many quotes and hours spent looking for policies, shoppers can resort to simply narrowing their selection down to price and choosing the cheapest quote rather than considering the actual value... READ MORE >>

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