Car insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.
At Premier Group Insurance we specialize in Car Insurance nationwide. With licenses in over 40 states and 400+ agents nationwide it is safe to say, we write automobiles across the nation.
Car insurance can provide property, liability uninsured/under-insured and medical coverage:
- Property coverage pays for damage to or theft of your car.
- Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
- UM/UIM coverages pay for injury expenses incurred by you, your family members, or passengers due to an accident with an uninsured or under-insured motorist.
- Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.
An car insurance policy is comprised of six different kinds of coverage. Most states require you to buy some, but not all, of these coverages. If you're financing a car, your lender may also have requirements.
Most car policies are for six months or a year. Your insurance company should notify you by mail when it's time to renew the policy and to pay your premium. Get an auto quote now.
We specialize in Home Insurance nationwide. However with licenses in over 40 states and 400+ agents nationwide it is safe to say, we write homeowners across the nation.
Home insurance provides financial protection against disasters. A standard policy insures the home itself and the things you keep in it.
Because everyone's needs are not the same, it is best to consult your agent to help assess your needs and find the insurance policy that is right for you.
Homeowners insurance is a package policy. This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people. This includes damage caused by household pets.
Damage caused by most disasters is covered but there are exceptions. The most significant are damage caused by floods, earthquakes and poor maintenance. You must buy two separate policies for flood and earthquake coverage. Maintenance-related problems are the homeowners' responsibility.
Get a home quote twenty-four hours a day, seven days a week! Quickly and easily submit your application for a free home insurance quote using our easy to use website. As a customer, you will enjoy our suite of customer service forms all from your local agent.