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Premier Group Insurance Blog: claims

View the latest blog posts from Premier Group Insurance.

Standard insurance policies only pay a percentage of the value of a home's contents. The contents are assessed at a cash value, which takes depreciation into consideration. As such, the policy will only reimburse what the items were worth at the time of the incident that led to a covered loss. READ MORE >>

How insurance premiums are determined will vary from insurance company to insurance company, however, most companies will apply the following factors when deciding what to charge you for your home insurance. Locality - Insurance companies will weigh how safe your neighborhood is, how near your house is to a fire station, and the chance for "act of God" claims. READ MORE >>

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