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Premier Group Insurance Blog: homeowners

View the latest blog posts from Premier Group Insurance.

It comes around every year: the fall. After three months of basking in glorious sunshine, the wind starts blowing and Mother Nature starts to wreak havoc on homes across the country. The front line of this battle with the elements is a home’s roof. READ MORE >>

When your home is for sale you’ll have many prospective buyers walking through the property on any given day, exploring both the inside and out. They will poke and prod, crawl and crouch as they examine every crevice to decide whether it's a property they wish to invest in. READ MORE >>

When you purchase a home insurance policy to protect the value of your dwelling, outside structures, and contents while safeguarding your savings against certain liabilities, you have many different options for premium payments. As with almost any insurance policy, you can pay premiums four different ways: READ MORE >>

Packing your bag and reserving your hotel room aren’t the only things you must do before you take off for a vacation. You should also prepare your home to lessen the risk of burglary or accident while you are away. READ MORE >>

How insurance premiums are determined will vary from insurance company to insurance company, however, most companies will apply the following factors when deciding what to charge you for your home insurance. Locality - Insurance companies will weigh how safe your neighborhood is, how near your house is to a fire station, and the chance for "act of God" claims. READ MORE >>

If your home and personal property is destroyed by a fire, flood, hurricane or other disaster, it may be more difficult than you realize to remember all the items you had in your home before the event. And without an itemized list of the items you lost, you cannot get the recovery you deserve from the insurance company. READ MORE >>

It is easy to get tunnel vision when looking for homeowners insurance quotes. Sometimes, in the midst of many quotes and hours spent looking for policies, shoppers can resort to simply narrowing their selection down to price and choosing the cheapest quote rather than considering the actual value... READ MORE >>

It is estimated that about 60 percent of American homes are underinsured by an average of 22 percent. Your home is probably your largest single investment, so insuring it adequately is an important part of maintaining your financial independence. READ MORE >>

What is Homeowners insurance? Homeowners insurance provides financial protection against disasters. A standard policy insures the home itself and the things you keep in it.Because everyone's needs are not the same, it is best to consult your agent to help assess your needs and find the insurance policy that is right for you. READ MORE >>

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