Home Page Colorado Home Insurance Colorado Car Insurance Facebook Twitter LinkedIn Blog RSS Feed Home Home Quote Auto Quote Facebook Twitter LinkedIn Blog RSS Feed

What is Homeowners insurance?

Homeowners insurance provides financial protection against disasters. A standard policy insures the home itself and the things you keep in it.

Because everyone's needs are not the same, it is best to consult your agent to help assess your needs and find the insurance policy that is right for you.

Homeowners insurance is a package policy. This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people. This includes damage caused by household pets.

Damage caused by most disasters is covered but there are exceptions. The most significant are damage caused by floods, earthquakes and poor maintenance. You must buy two separate policies for flood and earthquake coverage. Maintenance-related problems are the homeowners' responsibility.

Contact us for a Denver homeowners insurance quote by calling 877-753-6300.

Facts about Denver
  • Local boosters named the frontier mining camp on the South Platte River “Denver” after Kansas Territorial Governor James Denver in hopes of gaining political favor. Unfortunately, Denver had retired by the time they named the town.
  • There were originally three separate towns, with three separate names, where Denver now stands. In 1859, the other names were dropped in return for a barrel of whiskey to be shared by all.
  • Fittingly enough, the first permanent structure in Denver was a saloon.
  • Despite being warned by Indians not to build there, early settlers didn’t listen. In its first few years, Denver was destroyed twice, once by fire and once by flood.
  • Denver is one of the few cities in history that was not built on a road, railroad, lake, navigable river or body of water when it was founded. It just happened to be where the first few flakes of gold were found in 1858.
Facts about Colorado
  • The mountainous area of Colorado is six times the size of Switzerland, containing 9,600 miles (15,449 km) of fishing streams, 2,850 lakes, and more than 1,000 peaks two miles (3,218 km) high.
  • The road to the top of the 14,260-foot (4,346 km) peak of Mount Evans is the highest paved road in North America and is maintained and operated by Denver City Parks Department.
  • In 1893, while on top of nearby Pikes Peak, Katharine Lee Bates was inspired to write the words to “America the Beautiful.”
  • Central City, located about 45 minutes west of Denver, is known as the “Richest Square Mile on Earth” due to the half billion dollars of gold that was mined there.
  • The Pikes Peak Railway, located about an hour and a half south of Denver in Colorado Springs, is the highest cog railway in the world, traveling 8.9 miles from 6,571 feet to the summit at 14,110 feet.
  • The Colorado Trail is a 500-mile-long hiking trail, stretching from Durango to Denver, and crosses eight mountain ranges, seven national forests, six wilderness areas, and five river systems.
(Source: Denver.org, Photo Source: TrumpetGuild.org.)
Share |


No Comments


Post a Comment
Name
Required
E-Mail
Required (Not Displayed)
Comment
Required


All comments are moderated and stripped of HTML.
Submission Validation
Required
CAPTCHA
Change the CAPTCHA codeSpeak the CAPTCHA code
 
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive


View Mobile Version
Insurance Journal Top 100 P/C Agency
Quick Links
 
Home Page Get A Quote Find An Agent My Policy Resources Become An Agent Blog About Us Contact Us PGI Tax Program

Also serving the following cities of Colorado: Denver, Colorado Springs, Aurora, Fort Collins, Lakewood, Thornton, Pueblo, Arvada, Westminster & Centennial.

Site Footer

Home | Colorado Car Insurance | Get a Quick Quote | Contact | Blog
Agent Secure Access - Log in
Toll Free: 877-430-0092
Office: 720-457-1101


Youtube Facebook Twitter LinkedIn RSS Blog Feed Become an Agent Find an Agent Home Insurance Car Insurance Business & Commercial Insurance