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Knowing whether or not your need commercial auto insurance is a question asked by nearly all business owners.

Commercial Auto InsuranceNot having this policy is usually justified by the fact that only the owner drives the company vehicle, or that the business doesn’t even own a vehicle—while employees using their own vehicle for errands are typically overlooked.

The truth of the matter is this: if you have a vehicle that is used for business or if you have employees that use their own vehicles for company errands, then you need commercial auto insurance.

Insurance serves to protect your finances and your future. Having auto insurance means you care about being insured after an accident. But when you try to stretch this same policy to a company vehicle, you’ll find your claims denied and your policy dropped in the event of an accident. Having your claim denied can hurt your business, hinder your finances, and be devastating in general.

There’s no need to risk the future of your business and your family when there are so many ways to have a commercial auto insurance policy that covers everything you need. With drive-other-car endorsements and non-owned coverage, cover yourself, your family, and your employees.

In this economy, it’s easy, and sometimes necessary, to cut corners and save money for your business. But if cutting those corners exposes you to more risk than it’s worth and more than you can afford, it will only lead to bigger problems. So don’t take unnecessary risks with your Colorado Car insurance. Speak to a trusted agent at Premier Group Insurance to get the kind of coverage that will protect your family, your business, your employees, and your future.
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